Montpelier Homes under $1 million

**Discover Montpelier, Vermont: Your Ideal Home Awaits**

Nestled in the heart of Washington County, Montpelier is not just the capital of Vermont; it's a vibrant community that embodies the charm and spirit of New England living. With its picturesque landscapes, rich history, and a strong sense of community, Montpelier offers an idyllic backdrop for those seeking a place to call home.

The city boasts a unique blend of small-town charm and urban amenities, making it a perfect destination for families, professionals, and retirees alike. Stroll through the historic downtown area, where you’ll find an array of local shops, cozy cafes, and delightful restaurants that celebrate the flavors of Vermont. The city also hosts a variety of cultural events throughout the year, including farmers' markets, art fairs, and music festivals, ensuring there's always something happening.

For those looking to settle down in Montpelier, you'll be pleased to know that there are beautiful homes available for under $1 million. From charming Victorian houses to modern townhomes, the real estate market here offers diverse options to fit various lifestyles and budgets. Many of these homes feature stunning views of the surrounding hills and easy access to outdoor activities, such as hiking, biking, and skiing in the winter months.

Montpelier is not just a place to live; it's a community where you can thrive. With excellent schools, friendly neighbors, and a commitment to sustainability, it’s no wonder that so many are choosing to make Montpelier their home. Come explore the possibilities and discover your perfect residence in this enchanting city!

Newest Montpelier Homes under $1 million

$395,000

3 Beds ⋅ 2 Baths ⋅ 5112573 MLS

An opportunity to make Montpelier home awaits! Tucked just minutes from downtown, this charming raised ranch offers the perfect blend of comfort, flexibility, and easy living. Step inside from the driveway into a welcoming entry with plenty of closet space. The lower level features a renovated recreation room, a bedroom, and a 3/4 bathroom, an inviting space for relaxing, guests, a home office, or simply spreading out. A convenient utility room completes this level. Upstairs, you'll love the open flow between the living room, dining area, and kitchen, creating a warm and comfortable space for everyday life and entertaining. The kitchen offers ample storage and room to cook, while two additional bedrooms and a full bathroom with laundry provide plenty of space for family or visitors. Outside, enjoy a nice level lot, with direct access from the kitchen to the backyard. Whether you're looking for your first home or an opportunity to simplify and downsize, this sweet Montpelier property is move in ready and ready to welcome you home. Come see it for yourself! Join us for an Open House on Saturday, October 3rd, from 11:00 AM-1:00 PM.

195 Berlin St, Montpelier

$699,000

4 Beds ⋅ 4 Baths ⋅ 5112568 MLS

Set in Montpelier’s desirable Meadow neighborhood, this beautifully renovated three-story home blends rich period charm and architectural detail with exceptional flexibility. Offering approximately 2,913 square feet of finished living space, four bedrooms, and four baths, the home features a versatile floor plan with room to accommodate a variety of living arrangements. The welcoming foyer opens to a cozy den with pocket doors, while the spacious living room offers a pellet stove for added warmth. The dining room showcases built-in cabinetry and flows naturally into the updated kitchen, where soapstone and butcher-block countertops, custom cabinetry, and a propane range create an inviting and functional space. A convenient half bath with stackable laundry and an enclosed rear porch complete the first floor. The second floor includes a spacious primary suite with a full bath featuring a soaking tub, separate tiled shower, and radiant floor heat, along with two additional bedrooms and another bath. The third floor offers a fantastic extension of the living space, complete with a bedroom, 3/4 bath, kitchenette, and living area - ideal for guests, multi-generational living, or home office. Numerous improvements enhance the home's appeal, including a newer asphalt-shingle roof, third-floor renovations and replacement windows, weatherization and insulation upgrades, porch and foundation improvements, rebuilt rear porch roofing, rain gutters, refinished flooring, kitchen updates, a resurfaced driveway, and a Level 2 EV charger. Outside, the classic wrap-around porch welcomes you to unwind, relax and enjoy the vibrant neighborhood setting. The coveted network of Hubbard Park trails are nearby, with downtown, schools, the farmer's market, recreation fields, and the city pool all conveniently accessible.

12 Winter St, Montpelier

$695,000

3 Beds ⋅ 2 Baths ⋅ 5112160 MLS

Join us Sunday, Oct 4 from 11am-2pm for an Open House! With your inspiration, this much beloved home is ready to unfold its next chapter! Perfectly situated in lower North Street's quaint neighborhood, this three-bedroom, two-full-bath Italianate-styled Victorian on .74 acres is easily accessible (public transit, bike, drive, sidewalks) to downtown Montpelier's schools, shopping, restaurants, library, and statehouse. For many years, the family operated a bed and breakfast here so the second floor has a kitchenette unit that could serve an in-law suite or be retrofitted again for a rental. Hardwood floors are found throughout the home, beneath carpeting in some rooms. One 2nd floor room is believed to have a painted hardwood, and one bedroom is not hardwood. The 1st floor office was used as a primary bedroom for many years. An open-concept kitchen flows easily into a heated, glass enclosed porch with lovely hardwood floors - feeling a bit like your own private treehouse among the canopy. The bi-level deck, facing the expansive backyard, is perfect for quiet dinners or hosting large gatherings. The original attached carriage house offers first and second floor storage and could potentially be converted into a garage. The 1990's-built workshop includes one interior parking space and provides ample room for projects, outdoor furniture, lawn equipment, and more. A new EPDM membrane roof was installed in September 2026, and a sewer system pre inspection will result in a small line repair scheduled the week of 10/5/26. Sellers offering $5K cash back at closing. This storied property is beautiful in every season but there is something especially magical about autumn here and you could be part of it.

138 North St, Montpelier

$389,000

3 Beds ⋅ 1 Baths ⋅ 5112110 MLS

There’s a wonderfully delightful feeling you get when you visit this beautifully maintained New Englander, where vintage charm, thoughtful updates and a surprisingly private natural setting come together. All within one mile of downtown Montpelier. Lovingly cared for and move-in ready, this 3-bedroom, 1-bath home offers the ease and flexibility of main-level living, with a bedroom, full bath and laundry on the first floor, plus two additional bedrooms upstairs. The warm and welcoming country kitchen feels like the heart of the home, while a Jøtul wood stove and propane Rinnai keep things cozy through the Vermont winter without the worry of oil heat. Many of the improvements are easy to see, while some of the most important are behind the scenes, including new siding and exterior insulation, and the replacement of existing plumbing with PVC, to name a few. As inviting as this house is, step outside and you’ll discover what truly sets this property apart. The North Branch provides a tranquil backdrop to a backyard that feels remarkably private and peaceful. Sip your morning coffee on the covered porch overlooking the meditation garden, settle into a chair beside the water, or slip a kayak into the river right from home. Swim and paddle in summer, and when winter arrives, trade the kayak for skates or skis. There’s room for the kids and pups to play, space to garden, and a wonderful sense of privacy and serenity that feels worlds away. At the end of this no-through, town-maintained street, the outdoor lifestyle continues with nearby access to an extensive network of walking, hiking, biking and x-country ski trails. Downtown Montpelier, the State House, North Branch Park and Hubbard Park are close at hand, offering a rare combination of nature, privacy and city convenience. Charming, comfortable and thoughtfully updated, this is more than a home, it’s a peaceful sanctuary where the rhythms of nature are part of everyday life. OPEN HOUSE, Saturday, Oct. 3, from 1p to 3p

10 Cummings St, Montpelier

$439,000

3 Beds ⋅ 3 Baths ⋅ 5111847 MLS

This new home offers the rare combination of modern design, energy efficiency, and an exceptional in-town Montpelier location. This thoughtfully designed, approximately 1,200-square-foot, two-story home offers 3 bedrooms and 2.5 bathrooms with comfortable, low-maintenance living throughout. The bright, open main level features engineered oak flooring extending through the staircase and upper hallway, while the contemporary kitchen pairs quartz countertops with modern cabinetry and matte black hardware and fixtures. Carpeted bedrooms add comfort, and bathrooms feature tile flooring. Upstairs are three bedrooms, a shared full bath, and a private primary suite with its own bathroom. Large windows bring in abundant natural light and connect the interiors with the surrounding Vermont landscape. Built for year-round comfort, the home features an energy-efficient building envelope, heat pump heating and cooling, and continuous fresh air ventilation. Premium soundproofing between units helps create a quiet living environment. Located between 491 and 493 Elm Street, the property offers on-lot river access while keeping both the building and parking areas outside the floodplain. Enjoy a flat walk to downtown Montpelier’s restaurants, shops, the neighborhood bakery, town pool, recreation fields, North Branch Nature Center, and Hubbard Park. Convenient access to I-89 makes travel throughout Central Vermont and beyond easy. The Elm Street Planned Community consists of just four residences. Durable finishes and efficient modern systems support easy ownership without the cost and hassle of deferred maintenance. Estimated occupancy is November 2026 (possibly sooner). A rare opportunity to own a brand-new home in an established neighborhood, with everything Montpelier has to offer close at hand.

491a Elm St Unit 1, Montpelier

$325,000

3 Beds ⋅ 2 Baths ⋅ 5111729 MLS

A Rare Opportunity - Downtown Montpelier location that is NOT in the flood plain. If your goal is to locate yourself within a stone's throw of the Downtown and/or Civic District, a look at this charming property should be on your itinerary! Owners have used the property as an office for their professional service. However, when the property was purchased in 1984, the property was a residence. Mixed Use zoning district allows for a variety of permitted and conditional uses, which may require a change of use permit to implement your plans. The measurements provided for the various rooms are matched up to what their use would have been as a dwelling. (The room for the "living room" is currently used as a conference room; The 3 measurements for "bedrooms" are private offices, etc.) Kitchen with butler's pantry. Full bath plus a private 1/2 bath off one of the "bedrooms". Walk up third level is unheated storage divided into 2 rooms and hallway. Basement is mostly unfinished with a half bath. Shared driveway leads to a private parking lot for 3 cars plus another seasonal space or two for small, intentionally parked vehicles, up against the building, under the drip line. The Court Street neighborhood is primarily developed with modest, historic homes, some of which have been converted to office or multi-unit buildings. Road frontage is estimated.

25 Court St, Montpelier

$474,000

2 Beds ⋅ 1 Baths ⋅ 5111379 MLS

Just off Terrace Street in one of Montpelier's cherished neighborhoods, this lovely brick, single-level home offers the perfect blend of comfort, character, and easy living, just minutes from downtown. From the moment you arrive, the welcoming breezeway and attached garage set the tone for a home designed with everyday living in mind. Inside, an open kitchen and dining area flow naturally into a spacious living room filled with beautiful natural light. Hardwood floors throughout add warmth and timeless appeal, while large windows invite the outdoors in. With two generously sized bedrooms and a full bath, this thoughtfully designed home offers just the right amount of space for comfortable one-level living. Energy efficiency and peace of mind are beautifully woven into the home. Upgrades include a whole-house ventilation system, a whole-house heat pump providing both heating and cooling, and a Buderus boiler that remains in place as an optional heat source. The attic has been super-insulated, while the basement has been professionally weatherized and insulated. Two Tesla Powerwalls provide backup energy, adding another layer of comfort and security. Outside, the magic continues on a spacious corner lot surrounded by gardens. A garden shed provides convenient space for tools and outdoor treasures. Warm, efficient, and wonderfully situated, this special home offers a rare opportunity to enjoy the best of Montpelier living, close to downtown and tucked into a neighborhood you'll be proud to call home. Come discover the lifestyle and charm of Crestview. Join us for an open house Saturday, 9/26, from 11-1pm.

3 Crestview Dr, Montpelier

$369,000

4 Beds ⋅ 2 Baths ⋅ 5110828 MLS

Calling all history lovers! This surprisingly large home was once owned by the renowned artist Thomas Waterman Wood. Before he built Athenwood and its Studio in 1900. Located just up the street from this property, he worked from this home which was built in 1850. TW Wood naturally added his own touches here such as foliated brackets and eave moldings, etc. One step inside this home and the history comes alive! Multiple hearths, hardwood floors, wood paneled ceilings, diamond pattern window muntins, and original woodwork galore. The most recent owner updated the kitchen with stunning cherry cabinets, soapstone counter tops and a custom soapstone farm house sink. Both bath rooms were also newly renovated and as an architectural historian by trade, he thoughtfully kept the character intact. The covered front porch is a lovely place for watching the morning sunrise. Amazing views of downtown Montpelier with its iconic New England Steeples and the bridge over the Winooski River. The extra big lot allows for tons of gardening and access to woods in the backyard. New roof in 2023. Words can't do this one justice - truly a must see!

29 Northfield St, Montpelier

$575,000

3 Beds ⋅ 3 Baths ⋅ 5109803 MLS

Welcome to 207 Westwood! This thoughtfully designed ranch-style home is nestled in Montpelier’s highly sought-after Towne Hill neighborhood, offering the best of both worlds: a peaceful residential setting on a quiet cul-de-sac, yet just minutes from the vibrant downtown area. Step inside to a welcoming foyer and hallway featuring gleaming hardwood floors. The spacious main level offers an expansive living room with a gas-fired fireplace, an inviting eat-in kitchen, and a separate formal dining room - perfect for both everyday living and entertaining. A convenient laundry area is located just off the kitchen, and three generously sized bedrooms provide comfortable living space. The lower level adds even more versatility, featuring a large bonus/family room currently used as an exercise space, but with the potential to serve as a fourth bedroom. An office area and half bath add functionality, while the rear of the lower level provides terrific storage space. Surrounded by mature trees in a peaceful setting, this home offers a wonderful sense of privacy and tranquility while remaining conveniently close to all the city has to offer. A beautifully well-cared for home in an ideal location! OPEN HOUSE: SATURDAY 9/19 11 AM - 1 PM

207 Westwood Dr, Montpelier

$279,000

2 Beds ⋅ 1 Baths ⋅ 5109646 MLS

Efficient, low-maintenance living in a newly constructed home just minutes from downtown Montpelier. This 2-bedroom, 1-bath garden-level unit offers a smart layout with engineered hardwood flooring throughout and a clean, modern feel. The kitchen is designed for everyday functionality, while the overall floor plan maximizes usable space and comfort.Built with energy efficiency in mind, the home features heat pump heating and cooling, along with an Energy Recovery Ventilation (ERV) system that provides continuous fresh air. High-performance construction helps maintain a quiet interior and contributes to lower and more predictable operating costs. Located on Elm Street, this home offers a rare combination of convenience and setting. Enjoy nearby river access while the building and parking areas remain outside the floodplain. A flat walk connects you to downtown Montpelier, the neighborhood bakery, town pool, recreation fields, North Branch Nature Center trails, and Hubbard Park.A compelling option for first-time buyers, downsizers, or anyone seeking a move-in-ready home with minimal upkeep and modern systems.

491 Elm St Unit 4, Montpelier

$239,000

2 Beds ⋅ 1 Baths ⋅ 5109641 MLS

Tucked away on a side street, this 2nd and 3rd floor condo is right in the heart of Downtown Montpelier. In just a few minutes, you can be at the Kellogg Hubbard Library, all the schools, restaurants, shopping, hardware stores, and so much more! This condo is on the back side of this older home which has been converted to a three-unit building. Every window has views of leafy trees - along with lots of sunshine! the main floor has the entry, laundry, kitchen, and an open living/dining room. Upstairs are two bedrooms, each with a spacious closet, the full bathroom, and a generously sized hall linen closet. Pets are allowed. If you are wanting a petit primary residence or pied-a-terre in the capital city, this could be the perfect place for you!

9 Franklin St Unit 3, Montpelier

$339,000

2 Beds ⋅ 1 Baths ⋅ 5109066 MLS

What if instead of talking about the beautiful features of this adorable Montpelier home in a normal way, we do it using buzzwords? Great! Let’s go. *TRANSPARENCY: This home did NOT flood in recent Montpelier events. Yes, it is in the flood zone. *UPDATED: Wow, where to start! The whole home has been renovated with a level of quality that is unexpected in this price range. Stone countertops, efficient, attractive, and tech-aware appliances. New windows, new flooring, a new furnace, new lighting and ceiling fans throughout, even new paint! Set aside your “home improvement savings account” with this home. *AFFORDABLE: Offered well below the median sale price of homes in Montpelier, you can enjoy all of the benefits of being in the community (think lively downtown, fun stores, amazing restaurants, highly regarded schools, and more) at a discounted price. *CONVENIENT: Located just minutes from downtown Montpelier, and easy access to 89 make getting to your favorite places a breeze. Plus Dairy Creme is literally right across the street–your home will be the most popular summer hangout for all of your friends. *SINGLE LEVEL LIVING: Absolutely! Bedrooms, bathroom, kitchen–all on the first floor, with only a couple steps up from the front door. Laundry is currently in the basement, but there’s probably a solution for that. *AUTHENTICITY: At a recent walkthrough, the first 5 words out of someone's mouth were "Oh my gosh!" followed by "No way!" reacting to how beautiful the interior is. Enough buzzwords?

321 State St, Montpelier

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